Form a circle, elect who you trust, and build a shared treasury — every wallet transparent, every rupee on the ledger. This is chapter one of something bigger: a full financial ecosystem built from the ground up, in the open.
No spam. One email when we open the doors — and nothing before that.
You're on the list. We'll email you the moment the vault opens.
Gather your group — a few friends, a family, a business, or a community of hundreds. No minimum or maximum treasury size.
Vote in a member the group trusts to manage the shared wallet on everyone's behalf.
Each member gets a personal wallet. Together, the group holds one shared wallet too.
Take your turn to withdraw, repay with interest, and keep the circle turning for the next member.
Built for anyone entering the chit fund market — individuals, groups, and organizations. No fund is too small, and none is too large.
This isn't just a coming-soon page for one app. It's the first step in building a full financial ecosystem — on-chain, transparent, and open to everyone. Here's exactly how we get there.
Blockchain-based chit fund circles go live. Form a group, elect a trustee, get a personal wallet plus a shared group wallet, and withdraw or repay with interest — every transaction on-chain and visible to every member.
Using the trust and track record built by thousands of on-chain circles, we begin working toward a Small Finance Bank — bringing regulated banking rails to the same community we launched with.
Deposit and withdraw straight through UPI. Moving money into and out of your circle becomes as simple as any payments app you already use.
Loans underwritten using zero-knowledge proofs — your repayment history and creditworthiness get verified cryptographically, without ever exposing your actual financial data to anyone.
Chit funds have run on personal trust for generations — a group pools money, and everyone takes their turn. We're keeping what works and fixing what doesn't: putting every wallet, every vote, and every rupee on a public ledger, so trust is no longer something you have to hope for.
Traditional chit funds depend entirely on the honesty of whoever holds the collected money. Records are informal, disputes are common, and there's no way for a member to independently verify the treasury at any given moment.
Every circle gets a transparent, on-chain group wallet alongside individual member wallets. Elections, contributions, withdrawals, and repayments are all recorded where every member can see them — no one has to just take someone's word for it.
From a handful of friends to a fund with hundreds of members — the same transparent rails, with no minimum or maximum.
Group wallets are visible to every member of that circle, always. Trust is built into the system, not assumed.
Chit fund circles are chapter one. We're building toward a Small Finance Bank, UPI integration, and zkProof-based lending — step by step.